Yahoo portrays themselves as one stop shopping for small business owners, yet they obscure the fact that your actual costs with them are going to be about twice what they advertise. Obviously, I myself was until recently mostly ignorant of how small-business credit card processing really works, but I have to think that this lack of forthrightness must have confused more than a couple mom and pop operations.

No, this small bakery does not currently accept credit card payments at all, and never has over their many years of operation. That's my understanding anyway.